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Shopping and researching is just the first part of getting a new or pre-owned vehicle. Once you’ve settled on the car that suits your needs, you need to determine the most effective and efficient way to pay for it.
At Raceway Chevrolet, the finance department will be able to work with local banks and lending institutions to develop a selection of payment plans and loan packages that work within your needs. Drivers in Bethlehem, Easton, and Hellertown, PA, and beyond, can contact us today to get started!
If you find a new Chevrolet model that meets and even exceeds your expectations, there are a few options available to acquire the vehicle. If you are not planning to keep the car for an extended period and do not wish to own it outright, a lease may be the best option for you.
With a lease, you make a down payment and then contribute a set amount each month for a specified period, as determined by the dealership.
There is a mileage cap that will result in an additional fee at the end of the lease if exceeded. Most maintenance will be performed complimentary by the dealership over the length of the contract. At the end of the lease, a final inspection will be conducted, and then the car will be returned to the dealership, allowing you to lease a newer model.
Maybe you want to keep the vehicle and own it for years to come. If your goal is to own the vehicle, there are a few ways to go about it. The vehicle can be purchased outright, which is possible if you have the full amount available in cash.
The finance team at Raceway Chevrolet can develop a payment plan where you pay the dealership a monthly sum that includes both principal and interest.
The most common option is financing. After a down payment and trading in your current vehicle for cash, you’ll be able to figure out how much of the total cost of a new vehicle you will need to borrow from our dealership or a partnering bank.
Monthly payments will be made towards your loan for a set period, and once you have paid it off, the vehicle will be completely yours to customize. Owning a car means you do not have to worry about mileage limits and you will be able to add any accessories you see fit.
If you have a vehicle already that you are looking to upgrade, you can trade it in or sell it to Raceway Chevrolet. In order to get an estimate of your vehicle’s value, our dealership offers a Value My Trade-In tool.
After filling in relevant information such as make, model, year, mileage and any customization you have made to the car, we will be able to generate an estimated trade value to be confirmed by an in-person appraisal at the dealership.
Once you have a value, you can have it applied to the purchase of your new or pre-owned Chevrolet.
Did you know that you can apply for a line of credit towards a vehicle purchase before even visiting our dealership? By filling out our simple online credit application, you can get pre-approved for the amount of your requested loan before your first test drive. Pre-approval can help you in your car search by setting your budget ahead of time, thereby narrowing down options that are outside your price range.
Yes! Raceway Chevrolet collaborates with a range of lenders to assist drivers with diverse credit backgrounds in securing financing options tailored to their needs.
Yes, most leases include a mileage cap. Exceeding it may result in additional fees at the end of your lease term. Our team can help you select a lease plan that matches your driving habits.
Yes, financing includes both principal and interest payments over the term of your loan. Our finance team will guide you through the rates and terms to help you find the best option for your needs.
Whether you’re looking to finance, lease, or trade in your current vehicle, Raceway Chevrolet, serving Bethlehem, Easton, and Hellertown, PA, is here to make the process simple. Our finance experts will work with you to find a plan that fits your budget and lifestyle.
Contact us today to explore your options!
